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Non-Salary Transfer Loan
Mandatory Requirements
A valid copy of passport, Resident Visa and Emirates ID
Salary Certificate/Pay Slips
3 months bank statement
More Details
Non-salary transfer loan is termed as a loan without a commitment of salary transfer to a particular bank. In many cases it is a little bit expensive when compared to Salary transfer loan and loan amount can only be a maximum of 5-8 multiples of salary.

Salary Transfer Loan
Mandatory Requirements
A valid copy of passport, Resident Visa and Emirates ID
Salary transfer letter
3 months bank statement
More Details
Salary Transfer Loan comes under the category of salary transfer to a particular bank by specifying the gratuity & EOSB clause. The interest-rate is normally low for these type of loans.

Other Bank Buy Out
Mandatory Requirements
Passport, Resident Visa and Emirates ID
Salary Certificate/Pay Slips
Liability letter from the bank
3 months bank statement
More Details
Transferring the balance or liabilities of loan or credit card from one bank to another is called Other bank buyout. In most cases it is done on the basis of salary transfer, but can be availed under non-salary transfer loan depending on the profile.

Fresh Business Loan
Mandatory Requirements
A valid copy of passport, Resident Visa and Emirates ID
Trade license, MOA or AOA
Tenancy Contract
6 months bank statement of the company account.
3-5 Sales and purchase vouchers.
More Details
A fresh business loan is usually granted as a first-time loan from the particular bank and is a form of an unsecured loan. Different banks follow different policies while issuing a fresh business loan.

Loan against Property
Mandatory Requirements
A valid copy of passport, Resident Visa and Emirates ID
Copy of the documents of the property to be mortgaged.
Income Proof.
3 - 6 months bank statement
More Details
This loan is defined as a secured loan offered to an person or institution from a bank or a non-banking financial company (NBFC) against the property mortgaged.

Home Loan
Mandatory Requirements
Copy of passport , Resident visa
Utility bill to show as proof of residence
6 months bank statement of the company account.
Salary Certificate/Pay Slips
Business income proof (for businessman)
More Details
Transferring the balance or liabilities of loan or credit card from one bank to another is called Other bank buyout. In most cases it is done on the basis of salary transfer, but can be availed under non-salary transfer loan depending on the profile.

Debt Settlement/Restructure
Mandatory Requirements
You need to find a lawyer or other authorized person to negotiate to the bank
Get a better deal from the bank
Ask for the clearance or release letter from the bank after the agreement
More Details
If any individual falls under financial obligations and stuck in a cash crunch situation, be it a foreign expat or UAE nationals, we are here to provide help him to overcome the crisis with structured guidelines throughout the process.

Credit Card
Mandatory Requirements
A valid copy of passport, Resident Visa and Emirates ID
Salary certificate/Payslip
1 month bank statement
Income proof
More Details
A credit card is a type of payment card in which charges are made against a line of credit instead of the account holder’s cash deposits. A credit card is a financial tool that lets you borrow a certain sum of money and repay it back later in instalments

Auto Loan
Mandatory Requirements
Copy of passport
Resident Visa
Utility bill to show as proof of residence
Salary Certificate/Pay Slips
Business income proof (for businessman)
More Details
We provide easy and convenient auto loans funding upto 100% value of the vehicles with quick approval process and easy documentation in 12 to 60 months tenure options.

POS Loan
Mandatory Requirements
National ID proof
UAE Residence Visa
Valid Passport
Last six months of POS account bank statements
12 months bank statement
More Details
Offline retailers who are using credit or debit cards or POS machine for accepting payments can easily avail this loan equivalent to the average monthly sales

Motor Insurance
Types of Insurance
Comprehensive/Fully Comprehensive (Basic)
Comprehensive with options
Comprehensive premium level
Third Party
Third Party fire and theft
More Details
A credit card is a type of payment card in which charges are made against a line of credit instead of the account holder’s cash deposits. A credit card is a financial tool that lets you borrow a certain sum of money and repay it back later in instalments

Health Insurance
Features
The insurance plans and benefits we provide are the best and competitive in the market
Quick and easy processing process
Pre and post hospitalisation expenses
Cashless Facility, No claim bonuses
Room rent coverage
More Details
With the ever increasing healthcare expenses and with the ever rising cases of diseases and illnesses, health insurance has become an absolute necessity. It acts as a financial backup at times of all medical emergencies and uncertainties in life. It is always advisable to buy a health insurance at a younger age for the simple reason that the premium will be so low.

JP Fintrack
We are experts in banking sector with a huge range of financial products and services with a view to satisfy and enrich salaried as well as self employed people at the tip of the fingertips.
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M07, MABROOKA 4 BLDG, 1B ST ALKHABAISI, DEIRA PO BOX – 242620 DXB UAE

(+971) 58 544 8330
Landline: 045489050