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Non-Salary Transfer Loan

Mandatory Requirements

A valid copy of passport, Resident Visa and Emirates ID

Salary Certificate/Pay Slips

3 months bank statement

More Details

Non-salary transfer loan is termed as a loan without a commitment of salary transfer to a particular bank. In many cases it is a little bit expensive when compared to Salary transfer loan and loan amount can only be a  maximum of 5-8 multiples of salary.

Salary Transfer Loan

Mandatory Requirements

A valid copy of passport, Resident Visa and Emirates ID

Salary transfer letter

3 months bank statement

More Details

Salary Transfer Loan comes under the category of salary transfer to a particular bank by specifying the gratuity & EOSB clause. The interest-rate is normally low for these type of loans.

Other Bank Buy Out

Mandatory Requirements

Passport, Resident Visa and Emirates ID

Salary Certificate/Pay Slips

Liability letter from the bank

3 months bank statement

More Details

Transferring the balance or liabilities of loan or credit card from one bank to another is  called Other bank buyout. In most cases  it is done on the basis of salary transfer, but can be availed under non-salary transfer loan depending on the profile.

Fresh Business Loan

Mandatory Requirements

A valid copy of passport, Resident Visa and Emirates ID

Trade license, MOA or AOA

Tenancy Contract

6 months bank statement of the company account.

3-5 Sales and purchase vouchers.

More Details

A fresh business loan is usually granted as a first-time loan from the particular bank and is a form of an unsecured loan. Different banks follow different policies while issuing  a fresh business loan.

Loan against Property

Mandatory Requirements

A valid copy of passport, Resident Visa and Emirates ID

Copy of the documents of the property to be mortgaged.

Income Proof.

3 - 6 months bank statement

More Details

This loan is defined as a secured loan offered to an person or institution  from a bank or a non-banking financial company (NBFC) against the property mortgaged.

Home Loan

Mandatory Requirements

Copy of passport , Resident visa

Utility bill to show as proof of residence

6 months bank statement of the company account.

Salary Certificate/Pay Slips

Business income proof (for businessman)

More Details

Transferring the balance or liabilities of loan or credit card from one bank to another is  called Other bank buyout. In most cases  it is done on the basis of salary transfer, but can be availed under non-salary transfer loan depending on the profile.

Debt Settlement/Restructure

Mandatory Requirements

You need to find a lawyer or other authorized person to negotiate to the bank

Get a better deal from the bank

Ask for the clearance or release letter from the bank after the agreement

More Details

If any individual falls under financial obligations and stuck in a cash crunch situation, be it a foreign expat or UAE nationals, we are here to provide help him to overcome the crisis with structured guidelines throughout the process.

 Credit Card

Mandatory Requirements

A valid copy of passport, Resident Visa and Emirates ID

Salary certificate/Payslip

1 month bank statement

Income proof

More Details

A credit card is a  type of payment card in which charges are made against a line of credit instead of the account holder’s cash deposits. A credit card is a financial tool that lets you borrow a certain sum of money and repay it back later in instalments

Auto Loan

Mandatory Requirements

Copy of passport

Resident Visa

Utility bill to show as proof of residence

Salary Certificate/Pay Slips

Business income proof (for businessman)

More Details

We provide easy and convenient auto loans funding upto 100% value of the vehicles with quick approval process and easy documentation in 12 to 60 months tenure options. 

POS Loan

Mandatory Requirements

National ID proof

UAE Residence Visa

Valid Passport

Last six months of POS account bank statements

12 months bank statement

More Details

Offline retailers who are using credit or debit cards or POS machine for accepting payments can easily avail this loan equivalent to the average monthly sales

Motor Insurance

Types of Insurance

Comprehensive/Fully Comprehensive (Basic)

Comprehensive with options

Comprehensive premium level

Third Party

Third Party fire and theft

More Details

A credit card is a  type of payment card in which charges are made against a line of credit instead of the account holder’s cash deposits. A credit card is a financial tool that lets you borrow a certain sum of money and repay it back later in instalments

Health Insurance

Features

The insurance plans and benefits we provide are the best and competitive in the market

Quick and easy processing process

Pre and post hospitalisation expenses

Cashless Facility, No claim bonuses

Room rent coverage

More Details

With the ever increasing healthcare expenses and with the ever rising cases of diseases and illnesses, health insurance has become an absolute necessity. It acts as a financial backup at times of all medical emergencies and uncertainties in life. It is always advisable to buy a health insurance at a younger age for the simple reason that the premium will be so low.

JP Fintrack

We are experts in banking sector with a huge range of financial products and services with a view to satisfy and enrich salaried as well as self employed people at the tip of the fingertips.

Our Services

Personal Loan
Business Loan
Home Loan
Credit Cards
Debt Consolidation
Financial Consulting

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M07, MABROOKA 4 BLDG, 1B ST ALKHABAISI, DEIRA PO BOX – 242620 DXB UAE

(+971) 58 544 8330
Landline: 045489050